Investment Plan
Suvarn Kalp
Set aside from ₹3,000 a month and let it grow into the jewellery you love. Pay 11, 18 or 24 months — and Enishka adds 1, 2 or 3 bonus instalments at the end.
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A simple, transparent way to plan for the jewellery you have always wanted.
Choose your plan
Pick a term: 11+1, 18+2 or 24+3 months.
Set your amount
Save from ₹3,000 a month — or any higher amount you choose.
Pay every month
Pay one instalment a month through your chosen term.
We add a bonus
Enishka adds 1, 2 or 3 instalments — then redeem across all collections.
Benefits you can count on
Flexible amounts
Start with an amount that fits your budget and adjust as you plan.
Bonus instalments
Pay 11, 18 or 24 months and Enishka adds 1, 2 or 3 instalments free at maturity.
100% hallmarked gold
Every piece is BIS-hallmarked, with the purity and trust Enishka is known for.
Redeem across collections
Put your savings toward gold, diamond, lab-grown or silver jewellery.
Transparent pricing
No hidden charges — clear terms and a statement you can track.
Reminders & support
Friendly reminders each month and a team ready to help whenever you need.
See how it adds up
Three simple terms, starting at ₹3,000 a month. Choose a higher amount and every figure scales up.
| Plan | You pay | Enishka bonus | Redemption value |
|---|---|---|---|
| 11 + 1 months | ₹33,000 (11 × ₹3,000) | + ₹3,000 | ₹36,000 |
| 18 + 2 months | ₹54,000 (18 × ₹3,000) | + ₹6,000 | ₹60,000 |
| 24 + 3 months | ₹72,000 (24 × ₹3,000) | + ₹9,000 | ₹81,000 |
Example shown at the ₹3,000 minimum. Redemption value is redeemable against jewellery, at prevailing rates on the redemption date.
Frequently asked questions
What are the term options?
Three plans: 11+1, 18+2 and 24+3 months. You pay the first number of instalments and Enishka adds the second as a bonus.
What is the minimum monthly amount?
You can start from ₹3,000 per month and choose any higher amount.
Who can join the plan?
Anyone aged 18 or above can enrol at our store or by contacting our team.
How do I pay each month?
Pay via UPI, bank transfer, card or in-store — whichever is easiest for you.
What happens if I miss an instalment?
A 7-day grace period applies. If an instalment is not paid within 7 days of its due date, the plan lapses and further participation is not possible.
Is the gold hallmarked?
Yes — all Enishka gold is BIS-hallmarked for guaranteed purity.
- Plans run for 11+1, 18+2 or 24+3 months; redemption is available on maturity.
- The minimum instalment is ₹3,000 per month; Enishka adds 1, 2 or 3 bonus instalments depending on the plan.
- Open to individuals aged 18 and above. Payment by UPI, bank transfer, card or in-store.
- A 7-day grace period applies to a missed instalment; beyond 7 days the plan lapses and cannot be continued.
- Savings are redeemable against jewellery only and are not encashable as cash.
- Prices at redemption are as per the prevailing rate on the redemption date.
- Full terms are available in store and are subject to applicable regulations.
Begin your Suvarn Kalp plan
Visit us in Ahmedabad or reach out — our team will help you choose the right plan.
Enquire Now